The name makes it sound like a place that you crawl in; however, most of us would probably rather pass on the crawl or even a walk-through of this area because of the lack of cleanliness. A crawlspace is typically a shallow area beneath your home between the soil and first floor. It can be very useful and even enticing to buyers if it’s kept up. On the other hand, a crawlspace can become a refuge for unwanted creatures, fungus, and termites.

The Law of Difficulty basically says this: The harder the task, the fewer the people who will try to accomplish it.

Freddie Mac today released the results of its Primary Mortgage Market Survey (PMMS), and for yet another week, fixed-rate mortgages reached record lows, as did the 5-year adjustable rate in this survey.